New emerging educational concerns

The rising costs of education, health care, food and shelter shall need a total transformation of the society through education. Is it possible? For 9 billion people in 2050 world we may have 30% in learning age groups ,who will need at least schooling ,college and universities for them. Fortunately ,we are leading the tally as shown Thus we have to prepare ourselves to deliver the education at the doorsteps of the learners through virtual or open universities We place here some records of world success stores in the past

CYBER UNIVERSITIES

In a lecture on Cyber universities Prof Abdul Wahid Khan said that higher education in its present form is not able to meet the challenges of equality .affordability and relevance. Conventional universities are not able to meet the demands as such we may have to plan something more for future .The knowledge resources available on web may soon convert the existing conventional universities into DINASAURES OF tomorrow. The sustainability and survivability shall demand a change which shall mean a combination of open and conventional mix; a continuous change is needed in the curriculum and the set of learning to make it more informative, interesting and knowledgeable.

VIRTUAL UNIVERSITY

       Prof Didier Olio of France fortified above views by describing his rich experiences of virtual education to disabled and underprevilaged.He further said the progress of world depends on knowledge society, it is this society which develops economy and industry, so education and research cannot be and should not be ignored at any cost. WE IN INDIA HAVE YET TO FULLFILL THE PROMISE OF 6% budgetary provision for education. It is half way down 3.83% AGAINST world averaging 5%.Our educationists have take the need to the finanancing sources, we have another problem too. Against 17% universities established during preindependence period like Aligarh Muslim Uniersity,Banaras Hindu University,Jamia Milliah,Annamaile university and instate of sciences only 2% ESTABLISHMENTS CAME THROUGH INVESTMENTS AND ENDOWNMENTS POST INDEPENDENCE  ONLY. They are the Hamdard etc.Thus a post independence thaw is observed in the educational development in India, The big and small industry has been alien to research and development process of the universities.

None of the world universities thrive on their own resources except perhaps the land grant universities of USA to a limited extent.

COMMUNICATION AND INFORMATION REVOLUTION

The ICT TOOLS, sites, blogs, feedback, Twitters, vedios, TV, mobile phones may now bridge the gap if proper plans are made to use them effectively. Our young people are more conversant and easy with these ways than the old –a change is needed to use learned and old to expand the horizons of skills, knowledge and information on anything or everything on mobile. It may even help us to conserve our indigenous innovation, handycraft and skills though ICT AND information webs, free web documentation is essential to be created in every state and central universities to develop a knowledge bank.

DIGITAL EDUCATION

Prof Frits Penacook of Canada says 1990 saw a beginning of digital education, It moved fast until 1998 saw it price linked and it is becoming unaffordable day by day, We have a myth in Indian culture the sarasvati and laxmi are two parallel lines do not join them both will lose their importance.Sarasvati is WANI ,VANI OR THE EDUCATION and Laximy is wealth. New links of prices web information is proving counterproductive in the sense written books can be borrowed but these web booked cannot be and hence remain beyond the reach of the true leaners,We may request scholars and teachers to provide short materials on free web to help other to know you and your work,

WEB REVIEWS AND TEACHER SELECTION

A system of web review for every teacher and student is a must. Unfortunately many vice chancellors and those in education erna do not have much to show on web. Why to ask for bio data for these positions when websites can do this analytic job for you.

MUTILINGUISH MODE OF ICT AND IT

The multilinguish transformation of internet and website have made open university more akin to culture .The language barrier overcome the ticking process, It is said one understands in mother tongue as it is known to be learned by the baby while in womb. So the whole think tank develops within womb can be best exploited when process of ticking is done in your own mother tongue. This obverse truth has been of late described through research by Kathleen Wermeke of Germany. Technology and virtual education causes more social bonding than the conventional. The low cost mobiles have made it possible to extend our agricultural and veterinary education in deep deserts of Rajasthan and leach with a similar speed as in USA or new Dedhi.What is needed an effort to bind the artisans and professionals through webs firstly to communicate and then to discuss. It can be a reality if we venture to lower don the cost of web transmissions, When we give electricity subsidies to farmers or other fertilizer etc most of which never reaches the, Make independent India vibrant an transparent through organized and cheap internet and mobile connectivity.

RESEARCH AND OUTREACH

Rapid growth of research need fast outreach. Today papers were caring two technological news on nanotechnology and artificial photosynthesis. These two new may take a second to traverse from north to south or east to west as information mechanisms is independent and can be passed on even when you do not have access to electicity.Japans new invention to manufacture  liquid fuel through artificial plants and artificial photosynthesis can relieve many industrial establishments of future extensions in their business, This information revolution is possible today perhaps  Morgan imagination vision can be broadening by our open educational establishments and conventional varsities become the dinosaurs of education sooner the latter. This shall free of our bureaucratic and political manouvering.We are at the turn of a new revolution in education where new styles, new ways and new leaders will emerge and refine the system and free it of the dusty bins filling the coffins of our universities. A growth of 314 universities, each teaching 500 students on an average may need 100 fold increase to educates our coming 3 billion populace share of 20% .A core waiting for higher education may double in next few years and may reset alarming thrust for education by2050, Let sharpen our tools of ICT and use every platform available or vacant to use the opportunity

NEW CONCEPT OF SCHOOLS SHALL EMERGE .

where

 schools with due print shall be preferred over fixed mode institutions; A new system of free knowledge centres shall emerge to impart desired knowledge on a particular topic and job. Job learning shall be specified in learners attitude than acquiring knowledge without bounderiers, This shall help work culture and industry too, I have seen MVSC FIRST POSITIONERS working in banks rather be the don of a university for which he had aptitude and training.A best surgeon was forced to abandon his profession as his guide never humbled to less knowledgeable than him. A new era of self motivation and self learning will merge in India where transmigrations from one field to another shall become a reality. I saw in 1980 in Germany rush for changing disciplines during graduation from medicine to veterinary medicine or dentistry and vies versa. A holistic change on examination system is in offering in schools and it may transcend it offshoots to the higher education system in a few years time. The system will imbibe understanding of a field, discussions and lecturing on specific topics, seminars and conference as potent method of latent education make up.

To be continued .readers please sends your comments to the author on

fastwani@in.com

Today there are varieties of health plans to choose from at GoodHealthQuotes.com. The Blue Cross of California has received an independent license from the Blue Cross Association. The Blue Cross of California has the largest network of hospitals and physicians, which gives you a wide range of specialists, doctors and hospitals to choose from. The Blue Shield of California has nearly 3.3 million members with annual revenue of .9 billion.

Blue Shield of California is the third largest health plan in the state of California which was founded in 1939. Blue Shield of California has more than twenty offices in California with 4,300 staffs working with individuals and group health insurance products. The mission of Health Net is to help people to be comfortable, secure and live healthy. Health Net has insured more than 5.4 million individuals in 13 states with a variety of free programs for its members.

The Pacific Care is a leading consumer health organization dedicated to make the lives of people more secure and healthy. Pacific Care has about 3 million health plan members with more than 9 million specialty members across the nation.Their operations include insurances for behavioral, vision and dental health. The Delta Dental operates in 50 states, providing coverage for more than 39 million people, in order to increase the availability of dental care for the public. The dental benefit programs are administrated through member plans and by providing service which has national group dental coverage.

Importance of Health Insurance Plans

If you’re a person who doesn’t have a health insurance, then it’s time to get one. If you don’t get yourself insurance, you could face financial problems at the time of medical emergencies. This is why experts like GoodHealthQuotes.com request all citizens to get their health insurances which will help them during emergencies.

If you are a single person, obtain a California individual health insurance plan , which is an excellent plan specially designed for individuals who live single. The major advantage of obtaining a California health insurance is that the plan is affordable for those people who live unaccompanied. Speaking of family health insurances, many people believe that there is no necessity to obtain health insurance when someone is having children, but you have to protect your children’s health which is vital.

Another reason to obtain a health insurance is that lot of people who visit their physicians only when they become sick. You should be going for regular health check ups, to confirm that you don’t have any health complications. In case if you come to know that you have some kind of health problems, such regular

health check ups will help you to identify your illness earlier and provide you proper treatment. This is where a health insurance plays its role.

If you are insured your regular health check ups becomes affordable, which will make you visit your physician frequently. If you aren’t insured, you will try to stay away from health check ups because of costlier physician’s fee and you are actually putting your health to risk. If a person without a health insurance is suffering from health complications, then the person has to spend more money for the treatment. However if the person is insured, the insurance company will take care of his financial needs for the treatment.

Many employers today want to know what group health insurance is and how does it affect them. A group health insurance plan is an insurance plan that is sponsored by the employer and allows you and your dependents to take advantage of the benefits of health care insurance. Many times, the cost of the group health plan is shared by the employee and the employer. As an employer, it is hard to differentiate what insurance company would be best for the needs of you, your employees, and your employee’s families. In a sea of endless health care insurance quotes, co-payment options, and a thousand different providers, things could get tricky. To make things a bit easier, choosing a Group health plan illinois will allow both you and your employee to experience the maximum benefits of a health care insurance plan.

Group health plan illinois will allow you to select a group health insurance policy and then allow any one of your employees to join, if they so do choose. If you are not sure what percentage you would like to cover, you can sit down and figure that out before you start the Group health plan illinois process. An employer can cover anywhere from 0-100% of the health care insurance plan, it all depends on the situation and the price that you as an employer are comfortable with. Remember, however, that if you are looking for the best employees out there, designing a competitive benefits package will set you apart from the rest of your competition. When someone is looking for a job, a benefits package is usually an important aspect. Creating a plan that will entice the best and brightest workers will only be beneficial to you and your company. With a Group health plan illinois, they can help you get there. If a prospective employee is deciding between you and your competition, a great Group health plan illinois could be the deciding factor between you and the other company.

Before making the decision on what type of health care insurance you will go with, you also need to know what will be right for you and your business. Group health care insurance is for employers who are able to add toward their employees premiums.  If you have an employee or potential employee that has bad medical history, supplying a group health insurance plan will ensure them medical insurance because group coverage does not turn anyone down. It is very simple to get your company started on a group health insurance plan. Just contact a local health insurance representative and they will be happy to assist you. They will ask you some questions and put together a number of quotes from different health care insurance companies. Once you compare the rates and benefits of the plans, you will be matched with the best plan. Once the plan is put into place, you will be able to put your company out there and say you provide great health care insurance plans for all of your employees.

Like any other state, there are many health insurance options open to the residents of Virginia. The important question is that if you are not employed or are not covered by your employer, are you in a position to buy a health insurance plan on your own? Or if you an individual and looking for family medical plans in Virginia, are you aware about the type of coverage you need? It is always better to start questioning yourself before you question others about what type of health plans are available in Virginia.

To compare health plans in Virginia, one should be quite aware about the types of medical plans available. This could vary from individual health plans, family health plans, group or business health plans, etc. The coverage, premium, deductible and other terms of each of these medical plans could vary from company to company. It is always better to check for exact wording that is written in black and white.

While searching to compare health plans in Virginia, the most important factor for any individual, family or group would be the type of coverage needed. It can be repeated almost 100 times that till you do not know what type of coverage you require, you can’t get the right kind of health plan. Due to plethora of medical plans available in Virginia, you are bound to be confused by the terms and conditions written and still not able to know whether you are covered for a particular medical need or not.

While almost all medical plans should provide basic coverage of meeting the healthcare requirements, sometimes individuals or families need speciality check-ups. This is where it becomes necessary to compare health plans quite carefully. Baby care, family planning services, emergency services for non-citizens, pharmacy assistance, plans for senior citizens, etc are some of the features you can find in different types of medical plans.

Special features of any medical plan in Virginia can include the following features: adult access to preventive health services, child access to primary are, prenatal and postpartum care, asthma medication management, cardiovascular disease management, common childhood illnesses, diabetes care & management, mental healthcare, etc.

For family health plans in Virginia, one should be very careful while selecting a company. The coverage need should be considered within the family with your spouse and then you should talk to you friends or colleagues who might have availed the insurance earlier. Ask for affordable health plan quotes from insurance agents and compare them. Surfing the internet and asking expert’s advice is also a good option. Though testimonials or customer’s feedback is a good support for company’s credentials, it is better to talk to people in person.

Some medical plans offered in Virginia

Virginia Individual health plans
Virginia dental plans
Virginia short term medical plans
Virginia health discount cards
Virginia HSA
Virginia group health plans
Virginia business health plans

If you are planning to attend an allied health school in Canada, you have many options to consider. First of all, you will need to consider what field of allied health you want to go into. The health degrees range from pharmacy technician to laboratory assistant to medical coder to dental assistant, and that is really just scratching the surface of career opportunities available in this field. Some schools offer health degrees in a broad range of subject areas, while others focus on just a small area of expertise to provide a more specialized education. Health majors in Canada can complete diploma and certificate programs, associate’s degrees and even bachelor’s degrees.

Many students are unwilling or unable to complete four-year health care programs for bachelor’s degrees, which is why certificate and associate’s degree programs are so beneficial for so many people. These programs focus more on specific health careers, so the student can get the precise skills they need to begin working in their chosen field. There are also programs in Canada that offer students a specialized education as well as a broader knowledge. Canadian students training for health careers as pharmacy technicians, for example, might specialize in intravenous nutrition support or chemotherapy. This can give the graduate a more competitive edge once they enter the job market.

Health programs in Canada include physical therapy, physiotherapy, pharmacy, medical administration, health care management, massage therapy, medical coding, medical billing, medical assisting and much, much more. In addition to problem-based learning methods, students may also complete internships in which they might work with patients or alongside other healthcare professionals in homes, clinics, hospitals and various community healthcare agencies. Hands-on experience must often be done outside the lab to be worthwhile.

There are nearly two million people currently working in various allied health careers in Canada. If you want to go to an allied health school, you will have hundreds of schools to choose from across the nation. Allied health degrees can open the door to satisfying careers if you enjoy helping patients while working with an extensive range of medical professionals.

A very important question rings in the ears of residents of Virginia when they set forth to buy health plans. How to buy a health plan in Virginia? What to look for while buying health plans in Virginia? Should I approach a broker or an agent to buy health plans? Should I surf the internet to know more about affordable health plans? Does Virginia’s insurance department help in any way? How I will determine the cost involved in any health plan?

All these questions are general and come quite naturally. For a first time buyer of health plans in Virginia, these questions are normal and you should not be perplexed if you have some more in addition to these. In fact, it is better if you are able to write down questions that are obstructing your decision to buy health plans in Virginia. Why? Because once you got the answers to all of these, you will be able to make the decision with confidence.

The first step in buying health plans in Virginia is to sit with your family members and chalk out the coverage that you would like to avail. This may range from baby care, specialty care, preventive care, senior citizen care, drug prescription coverage, preferred doctors, and so on. Once you have enlisted all these points, you know what you need.

Then approaching a broker or an agent could be the next step. If you feel comfortable otherwise, you can search on internet and try some free health plan quotes and compare them. Checking the credibility of brokers, agents and companies with Virginia’s insurance department is a good exercise. It helps you in making sure that you are not being trapped.

Once you have some affordable health plan quotes to compare, check what they are providing under the coverage. See the budget. Does it fall in the range of your allotted budget? If you have a pre-existing medical condition, do they provide coverage for that? If you have a preferred doctor, does the company have this doctor in their network; if not, will you still get coverage? Do they have doctors or physicians in your area so that they are easily accessible to you?

Once you have checked all these conditions, you can filter down some health plan quotes that you are likely to choose. Once you have 4-5 such health plans, you can sit with your spouse and family members and take their opinion also. It helps in getting the health plans reviewed by multiple eyes. If you have a friend or a colleague who has availed the health plans in Virginia, take his/her advice and compare his/her plan with yours. See if your needs are similar or different.

To buy health plans in Virginia, a lot of effort and home-work should be done from your side. Thought it might appear to be time-consuming or wastage in the beginning but later on, you will realize that you made the right decision in comparing health plans and buying the correct one.

If you spend any amount of time online, you’ve likely seen that there are a number of ads out there promoting the various degrees that you now have the opportunity to earn online. However, questions remain for most people about who exactly these institutions are, if the degrees from them are valuable, and what their credentials and history are. Although this list is by no means comprehensive, here is a quick rundown of some of the larger and more well known online colleges and universities.

Kaplan University – In addition to being one of the largest of the online colleges and universities, Kaplan University also has eight physical locations in Iowa and Nebraska, and two in Maryland. This shows that this is an established, well respected educational institution that has branched into the online business world. Online Programs include offerings in the Arts and Sciences, Education, Law, Business, IT, and Nursing, making it one of the most well rounded online schools.

Walden University – Walden University is a hugely respected school that offers graduate courses, doctorate studies, bachelors degrees, specific certifications, and more through their online university. They are certified by the Higher Learning Commission, and are also accredited by separate bodies which endorse their mental health counseling and nursing programs. Walden specializes in training educators, health care professionals, those involved in management, and in technology.

The University of Phoenix – This is a great example of a school with a very well established campus, and yet, like Kaplan, manages to be one of the core members of online colleges and universities. The University of Phoenix prides themselves on being flexible to the learning method that is going to work best for their students. This means that students have options, such as being able to study on campus, online, or combining their program using both methods of studying.

DeVry – DeVry is easily one of the most important names in technical education, and they have more than 90 different locations scattered across North America. This is the kind of name that you’d expect to be associated with online colleges and universities, as they are a clear leader in the technical arena. They offer classes in management, engineering, health sciences, liberal arts, media, and more, and are one of the colleges that employers have learned to trust most, making them a great choice for any education whether online, or through traditional campus learning.

Historically in the US, Health Maintenance Organizations preferred using the name “Health Plan,” whilst insurance firms preferred the name “Health Insurance”. A health plan is a medical care arrangement offered by Health Maintenance Organizations through the payment of a fixed subscription. Preferred Provider Organizations and/or Point of Service Plans are also similar to pre-paid legal services and pre-paid dental plans. In a pre-paid health plan, you pay for a certain plan at a fixed rate for a fixed number of services. Say for example 0 for preventive care, care given from skilled nurses, and a certain number of days in hospital care.

Comprehensive Versus Scheduled

With Comprehensive Insurance, the insurer pays a certain percentage for the cost of a physician and the hospital after deductibles and this mainly applies to hospital and physician charges. There are however certain conditions to be met for the insurer to pay that percentage which is usually 80% of the total cost or depending to the policy agreement. This plan is generally expensive, but it comes along with high payouts. Payouts can be up to as much as between ,000,000 and ,000,000.

Scheduled plans are more of basic policy plans that offer coverage for daily health care needs such as visiting the doctor and or getting prescribed drugs. Of late scheduled plans are known more as “Association Plans” because they require being members of an association that does not deal only in insurance, but also in other entities.  An example of such an organisation is the Health Care Credit Union Association and these Comprehensive plans offer coverage for instances such as hospitalisation and or surgery. Scheduled plans are however limited to some extent and they do not offer coverage to catastrophic events that may happen to the policy holder. These plans cost a lot cheaper than Comprehensive plans and in the event of payouts, they pay directly to the health provider. Payment benefits are based on the plan’s program and benefits may range between ,000 and ,000 yearly.

Factors affecting Health Insurance prices

In a recently conducted study by an independent source, it was revealed that the ever increasing cost of Health Insurance is because of the increase in utilisation and demand. More and more consumers are in need of Health Insurance and factors such as newer medical technologies and more diagnostic testing have caused an increase in demand. In developed countries people tend to live longer and that has contributed to an increase in the aging population and therefore a need in medical care. Increased medical research and technology generally causes the cost of medical treatment to increase significantly. Lifestyle habits also do contribute to an increase in the cost of medical treatment, obesity is on the increase, so are cases of cancer and all these give a rise to medical treatment and in turn gives rise to Health Insurance. Other factors noted by this independent study were that an increase in drug and alcohol abuse has led to the need of medical treatment.

(CHICAGO – September 6, 2005) Argosy University announced today
that it will assist students from universities in New Orleans,
southern Louisiana, Mississippi and Alabama universities, which
have been closed for the foreseeable future due to the
devastation caused by Hurricane Katrina.

Argosy University will make available both on-campus and online
courses that might be able to permit dislocated students to
progress in their academic careers during this semester of
disruption. Students at a university forced to close by
Hurricane Katrina may register at any of Argosy University’s 13
campuses across the nation for courses, on a space-available
basis, for the fall terms.

Argosy University will waive tuition for dislocated students
who have already registered and paid tuition at their home
institution for the fall 2005 semester. If dislocated students
have not yet paid their tuition at their home institution, they
will be assessed the lesser of the current published tuition and
fees at the home institution, or Argosy University’s published
tuition and fees, as determined by the Argosy University campus
president.

“Argosy University acted today by offering educational
assistance to college students impacted by Hurricane Katrina,”
says Dr. Gregory O’Brien, president of Argosy University.
“Argosy University is concerned for the well-being of these
students, and this initiative is our way of reaching out with
compassion and benevolence to those affected. We pledge to do
all that we can to assist college students in the Gulf Coast
region to continue their education and continue in their lives.”

According to the American Council on Education, more than 30
colleges and universities in the Gulf Coast region have been
severely damaged by the hurricane, and possibly 100,000 students
have been displaced from their schools.

Argosy University offers doctoral, masters, and undergraduate
degree programs in psychology, counseling, education, business,
information technology, and organizational leadership. Doctoral
degree programs in clinical psychology (accredited by the
American Psychological Association), are available at several
Argosy University’s campuses. Argosy University will assist
dislocated Ph.D. and Psy.D. students on an individual basis.
Select associate’s degree programs in several health sciences
fields are available at Argosy University/Twin Cities, located
in Eagan, MN.

Argosy University has campuses in Atlanta, Chicago, Dallas,
Honolulu, Orange County (Santa Ana, CA), Phoenix, San Francisco
Bay Area (Port Richmond, CA), Sarasota, Schaumburg (IL),
Seattle, Tampa, Twin Cities (Eagan, MN), and Washington DC
(Arlington, VA).

Students seeking information about Argosy University’s
initiative can visit the university’s website (www.argosyu.edu)
or call National Admissions Information at 1-800-377-0617.

With 13 campuses across the nation, Argosy University
(www.argosyu.edu) offers undergraduate, graduate, and
postgraduate degrees in the disciplines of business, education,
health sciences, and psychology and behavioral sciences. Argosy
University is accredited by the Higher Learning Commission and
is a member of the North Central Association (NCA) (30 North
LaSalle Street, Suite 2400, Chicago, IL 60602, 1.312.263.0456,
www.ncahlc.org). The parent company of Argosy University,
Education Management Corporation (www.edmc.com), is among the
largest providers of private post-secondary education in North
America, based on student enrollment and revenue. Student
enrollment exceeded 66,000 as of fall 2004. EDMC has 71 primary
campus locations in 24 states and two Canadian provinces. EDMC’s
education institutions offer a broad range of academic programs
concentrated in the media arts, design, fashion, culinary arts,
behavioral sciences, health sciences, education, information
technology, legal studies, and business fields, culminating in
the award of associate’s through doctoral degrees. EDMC has
provided career-oriented education for over 40 years. ###

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